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Retirement opens up an unbelievable number of options. Here are the dreams I hear most often from my clients:
- Travel the world — No more yard work or house repairs tying you down. Sell the big home, pocket equity, and go explore. I’ve had clients take extended trips to Europe, Asia, or cruise the world after downsizing.
- Move closer to family — Many want to be near grandkids, even if that means relocating out of state. Downsizing frees up the cash and flexibility to buy or rent closer to loved ones.
- Become a snowbird — Spend Minnesota winters in Florida, Arizona, Texas, or another warm climate. Keep a small townhome or condo here for summers and holidays—many of my Lakeville clients do exactly this.
- Live simpler and safer — No stairs, single-level living, low-maintenance homes. This is huge for people who want peace of mind as they age.
- Pursue passions — Golf more, volunteer, start hobbies, spend time with friends—whatever brings joy instead of chores.
Whatever your dream, downsizing can make it real. The key is planning ahead so you don’t miss the opportunity.
Here’s a practical checklist to start building your plan:
- Know your financials
Calculate your bottom line: sale proceeds minus selling costs, plus any new home/relocation expenses. Factor in taxes, HOA fees (if moving to a townhome/condo), and ongoing living costs in your new setup. - Understand market timing
When is the best window to list and sell? Spring markets often bring higher prices and faster sales, but low winter inventory can work in your favor. Get current data on absorption rate, inventory, and comps in your area. - Create a clear action plan
Map out the steps from listing your current home to closing on the next one. If organization and planning aren’t your strengths, that’s where a good agent shines—I’ve helped hundreds of south metro empty nesters move from large homes to townhomes or condos, turning retirement dreams into reality.
Downsizing isn’t just about a smaller house—it’s about reclaiming your time, freedom, and joy for the life you actually want to live. Whether it’s travel, family, snowbird winters, or simple single-level living, the options are endless when you plan ahead. If you’re an empty nester in Lakeville, Apple Valley, Eagan, Burnsville, Bloomington, or the south metro dreaming of a lifestyle shift, let’s talk. As a real estate agent in Lakeville MN with over 20 years helping sellers and buyers make smart transitions, I’ll help you run the numbers, time the market, and create a step-by-step plan that makes your next chapter epic.
