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Life Transitions / Divorce Real Estate Fix It Up vs. Sell As Is: What’s Best When You’re Selling During a Divorce? When you’re going through a divorce and the house has to be sold, one of the first questions that comes up is simple: do we fix it up first, or sell it as is? I’ve worked with many divorcing couples over my 24+ years in real estate, and the answer usually isn’t what people expect. […]
HOA Title: Condo vs. Townhome: Why Are Condo Fees Higher? If you’ve been comparing condos and townhomes, you’ve probably noticed something: condo association fees are usually higher. Sometimes a lot higher. So why does a condo cost more each month than a townhome, and when is that extra cost actually worth it? After 24 years of helping buyers in the Twin Cities, here’s what I […]
MN Homes for sale How a 2-1 Rate Buydown Can Lower Your Payment on This Crystal, MN Home   How a 2-1 Rate Buydown Can Lower Your Payment on This Crystal, MN Home What if your first two years of house payments could cost you hundreds of dollars less each month? That’s exactly what a seller-paid 2-1 rate buydown can do, and it’s available to qualified buyers on my new listing at 5757 […]
Home Buying Tips What to Look for in HOA Documents Before You Buy a Townhome or Condo Buying a townhome or condo means you are not just buying a home. You are buying into an association, with its own rules, its own budget, and its own plans for your money. In more than 24 years of selling homes in the South Metro, I have watched deals fall apart over things that were […]
Featured Listings What It’s Really Like to Own a Pool Home in Elko New Market (Plus One That’s Available Now) What It’s Really Like to Own a Pool Home in Elko New Market (Plus One That’s Available Now) When people find out a house has an in-ground pool, I usually hear one of two reactions. Either their eyes light up, or they start worrying about the cost and the work. The truth is, owning a […]
Home Selling Tips Does Social Media Really Help Sell a House? Here’s What I’ve Seen When I sit down with sellers, one of the first questions I get is, “How are you going to market my home?” My answer always comes back to social media. Not as an add-on, and not as a box to check. I truly believe social media is one of the most important parts of marketing […]
Life Transitions What Is a Marital Lien in a Divorce and How Does It Affect a Home? Your divorce can be final, the papers can be signed, and your ex can still have money tied up in your house. That is what a marital lien does, and in my years helping divorcing couples sell or keep their homes, it is one of the most misunderstood pieces of the whole process. I’m Tom […]
Home Buying Tips Should You Wait to Buy or Sell Because of What the Headlines Say? Should You Wait to Buy or Sell Because of What the Headlines Say? If you are thinking about buying or selling a home, it is hard not to feel like you should wait. One headline says prices are falling. The next says they are climbing. Someone on social media says buyers have disappeared. Here is […]
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Home Selling Tips Why Is My Home Not Selling? Part 6: Does Your Home Have Curb Appeal Why Is My Home Not Selling? Part 6: Does Your Home Have Curb Appeal The first showing your home gets today doesn’t happen in person. It happens on a screen. Your Online Photos Are the New Curb Appeal Buyers scroll through photos and descriptions first. If they like what they see, the next step used […]
Home Buying Tips What Is PMI? Why Private Mortgage Insurance Shouldn’t Scare You Away From Buying a Home What Is PMI? Why Private Mortgage Insurance Shouldn’t Scare You Away From Buying a Home Hi, I’m Tom Sommers with Coldwell Banker Realty. If there’s one term that makes first-time buyers nervous, it’s PMI, or private mortgage insurance. When I bought my first home and heard “PMI,” my stomach dropped. Another cost? But once you […]
Home Selling Tips Why Is My Home Not Selling? Part 5: Why Communication Is the Cornerstone of a Successful Sale Why Is My Home Not Selling? Part 5: Why Communication Is the Cornerstone of a Successful Sale If you’ve ever wondered why your home isn’t selling, one of the most overlooked reasons has nothing to do with your price, your condition, or your timing. It’s whether your agent is actually communicating with you. What “Staying […]
Home Selling Tips Why Is My Home Not Selling? Part 4: Timing the Market Why Is My Home Not Selling? Part 4: Timing the Market One of the most common questions I hear from sellers is why their home isn’t selling, and sometimes the answer isn’t price or condition at all. It’s timing. When you list can matter just as much as how you list. Minnesota’s Spring Market Doesn’t […]
Home Selling Tips Why Is My Home Not Selling? Part 3: How Your Showing Setup Could Be Costing You Offers Why Is My Home Not Selling? Part 3: How Your Showing Setup Could Be Costing You Offers If your home has been sitting on the market and you can’t figure out why, one of the first things I’d check has nothing to do with your price or your paint color. It’s how easyhttps://youtube.com/shorts/fjowr4DGZAo your home […]
Home Selling Tips Why Is My Home Not Selling? Part 2: The Critical Role of Your Home’s Condition Why Is My Home Not Selling? Part 2: The Critical Role of Your Home’s Condition When sellers ask me why their home isn’t selling, they usually assume it has to be price, location, or marketing. But I’ve watched condition quietly sabotage more sales than almost anything else, and it’s rarely about anything structural. Most of […]
Estate and Family Home Sales Options for selling your parents home Selling your parents’ house is rarely just a real estate decision. It usually comes at an emotional time, often while you’re also juggling a care facility move, family conversations, and a house full of decades of memories. After more than 24 years of helping families through this, I can tell you the most common situation […]
Home Selling Tips Why Is My Home Not Selling? Part 1: Is It Price? Why Is My Home Not Selling? Part 1: Is It Price? When a home sits on the market, the first question I ask a seller is the hardest one: is your price actually matching what buyers are willing to pay right now, or is it matching what you wish they’d pay? After 24 years of […]
Home Buying Tips Benefits of Owning a Home Versus Renting: 6 of 6 Community Benefits of Owning a Home Versus Renting: 6 of 6, Community Hi there, I’m Tom Sommers, and as a real estate agent with Coldwell Banker Realty, I’ve seen firsthand how owning a home offers so much more than just a place to live. It’s about finding your community. This is the final part of my […]
Home Selling Tips How to Know It’s Time to Downsize Your Home (And What to Expect When You Do) How to Know It’s Time to Downsize Your Home (And What to Expect When You Do) If you’ve been thinking about downsizing but aren’t sure whether now’s the right time, you’re not alone. Many of my clients spend months, sometimes years, weighing this decision before they ever call me. It’s a big transition, and it’s […]
Home Buying Tips Benefits of Owning a Home Versus Renting: 4 of 6 – Stability Benefits of Owning a Home Versus Renting: 4 of 6, Stability Of everything I help clients think through when they’re weighing renting versus owning, stability is the one that comes up again and again, especially for families. I’ve helped many people make that jump, and one story sticks with me more than most. A young […]
Life Transitions / Divorce Real Estate Selling a Parent’s House After Death: Where to Start in Minnesota When a parent passes away and you’re left with the family home, the questions come fast. In my experience, the first three questions families ask me are always the same: How quickly can you get the house on the market? What paperwork am I going to need? How many of us have to sign the […]

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