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Uncategorized What is a Sump Pump? And Why is it Important? sump pump, basement waterproofing, home maintenance, water damage prevention, drain tile system, flood protection, home improvement, real estate tips, sump pump installation, sump pump cost, backup sump pump, battery backup, luxury vinyl flooring   0 Comments | Add Comment What is a Sump Pump? And Why is it Important? Hey there! As a real estate agent in the Twin Cities, I’ve seen more than my fair share of basements and the problems […]
Uncategorized Does Weather Impact Real Estate? real estate, weather impact, home buying, home selling, spring market, winter market, real estate trends, Minnesota housing, real estate agent, buying a house, selling a house, market timing, real estate advice, housing market, property market   0 Comments | Add Comment Does Weather Impact Real Estate? As a seasoned real estate agent with over 20 years in the business here in Minnesota, I’ve seen firsthand how much weather can influence the housing market. Let’s […]
Uncategorized Benefits of Owning a Home versus Renting 1 of 6: Build Equity ome equity, real estate, property value, buying a home, mortgage, retirement planning, financial freedom, housing market, real estate investment, rent vs buy, homeownership benefits, savings through home, real estate wealth, fixed mortgage   0 Comments | Add Comment Benefits of Owning a Home versus Renting 1 of 6: Build Equity As a real estate professional, I understand the value of homeownership, and one of the biggest advantages is building equity. For those not […]
Uncategorized Benefits of Owning a Home Versus Renting: 2 of 6 – Build Net Worth homeownership, build net worth, real estate investing, financial independence, owning vs renting, equity building, mortgage payoff, home equity line of credit, wealth building, American Dream, forced savings, retirement planning, property investment   0 Comments | Add Comment Benefits of Owning a Home Versus Renting: 2 of 6 – Build Net Worth I’m thrilled to share with you why owning a home is such a game-changer when it comes to building your net […]
Uncategorized Benefits of Owning a Home Versus Renting: 3 of 6 Tax Benefits homeownership tax benefits, mortgage interest deduction, property tax deduction, owning vs renting, tax savings for homeowners, financial independence, real estate tax breaks, benefits of owning a home, how to save on taxes, home loan interest deduction   0 Comments | Add Comment Benefits of Owning a Home Versus Renting: 3 of 6 Tax Benefits As a homeowner myself, I’m always looking for ways to save money, especially when it […]
Uncategorized Benefits of Owning a Home Versus Renting: 4 of 6 – Stability homeownership benefits, renting vs buying, stability of owning a home, fixed mortgage payments, raising kids in a home, property taxes and insurance, landlord selling property, long-term lease risks, retirement home stability, real estate value growth   0 Comments | Add Comment Benefits of Owning a Home Versus Renting: 4 of 6 – Stability Hi there! I’m excited to share my thoughts on one of the biggest perks of owning […]
Uncategorized Benefits of Owning a Home Versus Renting: 5 of 6 Personalization homeownership benefits, owning vs renting, personalize your home, home improvement value, real estate investment, single family home, kitchen remodel ROI, basement finishing cost, HOA rules home, freedom of owning home   0 Comments | Add Comment Benefits of Owning a Home Versus Renting: 5 of 6 Personalization Today I want to dive into one of my favorite topics as a real estate enthusiast—why owning a home beats renting, especially […]
Uncategorized Benefits of Owning a Home Versus Renting: 6 of 6 Community homeownership vs renting, benefits of owning a home, community in real estate, school districts for home buyers, walkable neighborhoods, biking trails near home, getting involved in community, real estate advice, buying a home 2025, Tom Sommers Coldwell B   0 Comments | Add Comment Benefits of Owning a Home Versus Renting: 6 of 6 Community Hi there! I’m Tom Sommers, and as a real estate expert with Coldwell Banker, […]
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Uncategorized What is PMI? And Why You Shouldn’t Be Scared of It, as a home buyer PMI, private mortgage insurance, homebuying, mortgage tips, down payment, equity, refinance, affordable housing, real estate, Tom Sommers   0 Comments | Add Comment What is PMI? And Why You Shouldn’t Be Scared of It, as a home buyer Hi, I’m Tom Sommers, and I’m here to talk about something that freaks out a lot of first-time homebuyers: PMI, or private mortgage insurance. When I bought my first home, I […]
Uncategorized Are Interest Rates for Home Loans Dropping?  Tags: home loan interest rates, dropping mortgage rates, buy a home 2025, affordable home loans, first time home buyer tips, real estate market trends, mortgage rate updates, homeownership benefits, Tom Sommers real estate, Coldwell Banker homes   0 Comments | Add Comment Are Interest Rates for Home Loans Dropping? I’ve got some exciting news for anyone dreaming of buying a home—yes, interest rates for home loans are dropping! Just think […]
Uncategorized How to Not Lose Your Option for a Home Inspection  Tags: home inspection, real estate tips, home buying guide, how to buy a home, home inspection contingency, multiple offer situations, older home inspection, sewer line inspection, competitive home offer, real estate advice   0 Comments | Add Comment How to Not Lose Your Option for a Home Inspection Hey everyone, I’m Tom Sommers, and I’ve been guiding home buyers through the real estate maze for over 20 years. One thing […]
Uncategorized What Is Appraisal Gap Coverage in a Home Offer?  Tags: appraisal gap coverage, home offer clauses, multiple offer situations, real estate strategies, home buying tips, appraisal gap clause, real estate agent advice, housing market trends, buyer protection, crafting a home offer   0 Comments | Add Comment What Is Appraisal Gap Coverage in a Home Offer?   Picture this: I’m sitting across from a hopeful homebuyer, coffee in hand, explaining the wild world of real estate offers in today’s […]
Uncategorized If You Are Divorced, Can You Be Considered a First-Time Home Buyer? Tags: first-time home buyer, divorced home buyer, homeownership after divorce, mortgage after divorce, real estate divorce tips, Minnesota home buying, first-time buyer programs, divorce and mortgage, buying a home after divorce, Tom Sommers real estate   0 Comments | Add Comment If You Are Divorced, Can You Be Considered a First-Time Home Buyer? Today I’m discussing a question I get asked a lot: If you’re divorced, can you still be considered […]
Uncategorized What Is a Marital Lien in a Divorce and How Does It Affect a Home?  Tags: marital lien, divorce home sale, selling home during divorce, Minnesota marital rights, divorce property settlement, removing spouse from title, divorce attorney tips, real estate divorce, marital home rights, splitting home proceeds   0 Comments | Add Comment What Is a Marital Lien in a Divorce and How Does It Affect a Home? I’m Tom Sommers, and I’ve been knee-deep in the real estate world long enough to know that […]
Uncategorized How to Choose the Right Realtor When Divorcing  Tags: divorce realtor, selling home during divorce, choosing a real estate agent, realtor for divorce, divorce home sale, real estate divorce tips, best realtor for divorce, divorce property sale, realtor communication, selling house divorce   0 Comments | Add Comment How to Choose the Right Realtor When Divorcing Hey there, folks! I’m Tom Sommers, and over my years as a real estate agent, I’ve seen just about everything—especially when it […]
Uncategorized Non-Refundable Earnest Money: Is That a Good Strategy?  Tags: non refundable earnest money, real estate strategy, home buying tips, earnest money deposit, multiple offer situations, housing market trends, real estate risks, buyer incentives, real estate attorney advice, Tom Sommers Coldwell Banker   0 Comments | Add Comment Non-Refundable Earnest Money: Is That a Good Strategy? Picture this: I’m standing in the middle of a bustling real estate market in 2025, watching two very different stories unfold. On one […]
Uncategorized Why Meeting Minutes Matter When Buying a Condo or Townhome  Tags: condo buying tips, townhome purchase guide, HOA meeting minutes, real estate advice, condo living, townhome living, home buying process, HOA documents, real estate tips, condominium investment   0 Comments | Add Comment Why Meeting Minutes Matter When Buying a Condo or Townhome By Tommy Sommers, Real Estate Expert As a seasoned real estate agent, I’ve guided countless clients through the process of buying condos and townhomes, and one piece […]
Uncategorized Home Sellers and Home Buyers, Don’t Panic!  Tags: real estate market 2025, home buying tips, home selling advice, Minneapolis housing market, St Paul real estate, mortgage interest rates, buy a home now, sell a home fast, real estate agent near me, housing market trends   0 Comments | Add Comment Home Sellers and Home Buyers, Don’t Panic!   As I sit down to write this, I can’t help but feel the pulse of the real estate market […]

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